Offset Accounts

How do Offset Accounts work? We often get asked what an offset account is and how do they work.  Here is a quick guide on offset accounts   What is an Offset Account? An offset account is a transaction account which reduces the loan balance on which your interest payments are calculated.  An offset account […]

How to save on repayments

We have experienced an incredible interest rate period in the Australian mortgage market since the covid outbreak and shut downs. With 14 interest rate increases from the RBA in recent times. These cash rate increases were of course all passed on by the banks and lenders to borrowers and repayments have continued to increase over […]

Refinancing to consolidate debts

We all know life can get messy.     Chances are you’re juggling a career, family and social life, all whilst trying to earnenough money to pay off your mortgage and other debts you’ve accumulated overtime. Keeping track of all these small payments can feel like an overwhelmingburden.   I have a solution that could make your […]